Mate vs Wallet by BudgetBakers
Feature heavy tracker with bank sync
Wallet by BudgetBakers is a mature finance app that focuses on connecting directly to your bank via Plaid style integrations, shared accounts, and cloud sync. Powerful, but the good stuff is paywalled and it collects a lot.
FeatureMateWallet by BudgetBakers
- PriceFree foreverFreemium, Premium subscription required for most features
- AdsNoNo
- Account requiredNoYes
- Works fully offlineYesLimited, most features need cloud
- Cloud syncNone by designRequired for full features
- PlatformsAndroidAndroid, iOS, Web
- Multi walletYesYes
- Multi currencyYesYes
- BudgetsYesYes
- Subscriptions trackerYesYes
- Loans and EMI trackerYesNo
- Auto detect from SMSYesNo
- Bank syncNone by designYes, via Plaid style integrations
- Biometric lockYesYes
- Home screen widgetsYesYes
- Export dataExcel and JSONCSV, Excel (Premium)
- Open sourceNoNo
- Data ownershipYours, on deviceStored on BudgetBakers servers
The verdict
If you actually want your bank connected and are okay paying a monthly subscription plus handing over data, Wallet works. If you want to keep your finances private and on your device without a bill every month, Mate is the answer.
Ready to try the offline, private one?
Get Mate