Mate vs Spendee
Cloud first tracker with shared wallets
Spendee is a clean, cross platform expense tracker built around cloud sync, shared wallets, and bank connections. Great if you split finances with a partner, but the useful bits sit behind Spendee Plus or Premium.
FeatureMateSpendee
- PriceFree foreverFreemium, Plus and Premium subscriptions
- AdsNoNo
- Account requiredNoYes
- Works fully offlineYesLimited
- Cloud syncNone by designRequired for sync and shared wallets
- PlatformsAndroidAndroid, iOS, Web
- Multi walletYesYes
- Multi currencyYesYes
- BudgetsYesYes
- Subscriptions trackerYesPremium feature
- Loans and EMI trackerYesNo
- Auto detect from SMSYesNo
- Bank syncNone by designYes, Premium feature
- Biometric lockYesYes
- Home screen widgetsYesYes
- Export dataExcel and JSONCSV (Plus)
- Open sourceNoNo
- Data ownershipYours, on deviceStored on Spendee servers
The verdict
If you need shared wallets synced across iOS and Android and don't mind a paid tier, Spendee fits. If you want everything free on Android, offline, and off any server, Mate is the answer.
Ready to try the offline, private one?
Get Mate